When is unemployment charged in February 2022 and which banks advance the payment?

02/01/2022 at 19:58

CET


The State Public Employment Service (SEPE) pays unemployment benefits to unemployed people at the beginning of each month. However, there is no fixed or specifically stipulated day on which all beneficiaries pay their benefit. The days vary depending on the bank and for people who have just run out of job The collection process can be lengthened if there is any incident in the process or depending on the day on which the registration was processed. In this article We review the main keys to when and how unemployment is charged each month.1. What day is unemployment paid?

There is no specific date on which all beneficiaries of an unemployment benefit collect it. The SEPE pay around the day 10th of each month, although through agreements with banking entities, payments are advanced by them between the 3rd and 10th of each month. If the first days of the month fall with a weekend in between or on non-working days, this may alter the days of collection, since payments are generally made on a working day.

2. Which banks advance the payment of the benefit?

In May 2020, the SEPE signed a collaboration agreement with the main banking entities in the country to advance and facilitate the payment of benefits to unemployed people. Specifically, the signatories of the agreement are the MINTthe Spanish Banking Association (AEB) and the National Union of Credit Unions (unacc), which includes almost all banking entities operating in Spain.

3 When does each bank pay unemployment?

Each banking entity that participates in the collaboration agreement with SEPE has set its respective payment date. These usually include a fork between the 3rd and 7th of each month. some like Unibox expect to pay on Thursday February 3rd. Others, like Ibercajathey pay it later, on Monday February 7th. caixabank will make the payments between Friday, February 4 and Monday, February 7 and Banco Sabadell will also pay from February 7.

4. When do I get paid if I just became unemployed?

The collection of the unemployment benefit is not automatic from the moment the worker is fired or their temporary contract expires. said person You have the obligation to process your benefit right and go to register as a job seeker at the SEPE offices. And it depends on when the end of the employment relationship occurred or the time it takes for the person to process their benefit.

SEPE officials usually close the list of benefits around day 20 of each month, in order to be able to pay them during the first ten of the following. Which implies that if a person has not been able to process his benefit before that day, he will not collect until after two months. That is to say, If a person becomes unemployed in January of November and processes their benefit the next day, they will collect without problems before February 10 the proportional part of days spent in January. And the following month he will collect the full benefit if he still hasn’t found a job. However, if you have a management problem, you forget or you are fired on January 21, for example, you will not receive your benefit until the first ten days of March.

5 How much is unemployment?

The unemployment benefit of a person is equivalent to 70% of the regulatory base of the last salary that the unemployed person will receive. That 70% of the regulatory base appears broken down in any of the payrolls that the beneficiary received in his last job. The benefit is 70% during the first 180 days of unemployment and then drops during the rest of the benefit period to 50%. However, the SEPE establishes caps according to salaries, which vary depending on the number of dependent children.

  • No dependent children: 1,153.33 euros gross
  • 1 dependent child: 1,318.10 euros gross
  • 2 or more dependent children: 1,482.86 euros gross

It also sets minimum amounts, in the case of the lowest wages, which are 527.24 or 705.18 euros gross per month, depending on whether or not they have dependent children.

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