The focus: the focus: New crypto features enables payments with Bitcoin, Ethereum & Co.
With the new PayPal feature “Paying with cryptocurrencies”, retailers could reduce transaction costs worldwide by up to 90 percent. That is behind it.
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• New PayPal feature: “Pay with cryptocurrencies”
• Up to 90 percent lower transaction costs
• Support of over 100 cryptocurrencies and wallets
PayPal heralds a new era of digital payment transactions. With the feature “Paying with cryptocurrencies”, the US payment service provider wants to simplify cross-border transactions, reduce the costs drastically and bring the global crypto trade into the mainstream. This emerges from a press release dated July 28, 2025. US retailers should be able to use the new feature in the coming weeks.
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Pay with crypto: cost saving of up to 90 percent
According to PayPal, companies worldwide lose billions of transaction fees every year, especially in the complex banking system of cross -border trade. The new crypto payment feature aims to fix this grievance: According to the company, transaction fees decrease to only 0.99 percent in the first year and are therefore up to 90 percent cheaper than common credit card processes in international payments.
The special thing about it is that the new function promises almost immediate conversion of cryptocurrencies into stable coins or fiat money. This not only gives dealers quickly access to their income, but also benefit from reduced costs and simplified processing.
Bitcoin, Ethereum & Co.: Access to a 3-billion dollar market
With “Paying with cryptocurrencies” PayPal dealers open up direct access to a rapidly growing market: According to CoinmarketCap, the global crypto ecosystem currently includes a market volume of well over $ 3 trillion. At the same time, according to Crypto.com, there are already more than 650 million active crypto users worldwide, as PayPal emphasized in the press release.
Over 100 cryptocurrencies, including Bitcoin, Ethereum, Tether, Ripple, BNB, Solana and USD coin, are supported. At the same time, users can connect their preferred wallets such as coinbase, metamask, okx, bony, octopus or exodus to the PayPal account.
New PayPal feature: Open platform for dealers and users
“Paying with cryptocurrencies” is part of PayPal’s superordinate mission to combine fiat and digital currencies in a common infrastructure. The aim is, as PayPal CEO Alex Chriss wrote in the press release, “to eliminate barriers and help every company to achieve its goals.”
He further explained: “Imagine a buyer in Guatemala who buys a special gift from a dealer in Oklahoma City. […] The company can accept crypto, increase the profit margin, pay lower fees, almost immediately access revenues and gave funds as a pyusd at Payusd with 4 percent. ”
With the in -house StableCoin Pyusd, PayPal also strengthens its role in digital payment transactions. US retailers can not only receive payments, but also pay freelancers or suppliers quickly and cheaply, which represents a further step towards modernizing international payment.
Paypals crypto vision for global trade
In order to further promote the global use of stablecoins, PayPal also announced a partnership with the financial service provider Fiserv. The aim is to make business processes more efficient and transform the cross -border payment transactions.
At the same time, the “PayPal World” company started in July 2025 – a new platform that brings together five of the largest digital wallets worldwide on a central infrastructure, as Chriss explained. According to Chriss, PayPal wants to “change fundamental understanding of how money moves worldwide”.
His conclusion in the press release: “These innovations not only simplify payments – they promote dealer growth, expand the options for consumers and reduce costs. This is the future of an inclusive, limitless trade, and we are proud to lead them.” It remains to be seen whether this model and PayPal vision quickly establish itself outside the USA.
Editor finance.net
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