In which asset classes does OSKAR invest?
According to its own statements, OSKAR follows a multi-asset approach and invests in equities, government bonds, secured bonds, corporate bonds, inflation-linked bonds and commodities.
An important advantage of OSKAR: Every OSKAR portfolio has a so-called inflation protection component. With this component, OSKAR guarantees protection against inflation-related depreciation. For this, OSKAR uses inflation-protected European government deposits or gold ETFs or ETCs.
When it comes to investment products, the robo-advisor relies on inexpensive exchange-traded index funds and ETCs. Automatic rebalancing takes place regularly, during which the distribution of the various asset classes is checked and, if necessary, reset to the original situation.
In addition, OSKAR manages the various portfolios in a tax-conscious manner. What does tax conscious mean? The robo-advisor selects the investment products for the financial investment based on tax-relevant criteria, so it pays particular attention to the distribution behavior and the fund domicile and also takes into account the optimal holding periods so that you as an investor receive the best possible framework for increasing your capital.