In a country where each economic decision can make the difference between stability and uncertainty, the lack of financial education is not a minor issue: it is a pending debt that is exacerbated day after day. It is alarming that, in the middle of 2025, let’s continue postponing the formal incorporation of this subject into the educational agenda. According to data from Latin America Development BankOh the BCRA, Argentina occupies the 37th position among 39 countries evaluated in financial education. Just between 12% and 18% of Argentines include basic concepts such as compound interest or investment return. Then the question arises: how do we intend to build an economically solid citizenship if most do not have minimal tools to manage their money?
Financial education is much more than knowing how to invest in the stock exchange: it is learning to administer income, optimize savings, avoid over -indebtedness and, ultimately, achieve economic stability that today seems a privilege for few. It is essential to create a path to a healthier relationship with money, teaching that financial freedom is not an unattainable dream, but the result of informed decisions and practical strategies. And this involves all kinds of initiatives, private or not, to reverse the critical situation of national scope.
We cannot continue allowing young people to graduate from the education system without knowing how a credit card works, how to plan a budget or what are the risks of irresponsible indebtedness. Understanding how to manage money is not a luxury reserved for economists or businessmen: it is a basic need in modern life.
Every day that passes without financial education in the classroom is one more day in which we perpetuate the economic vulnerability of our population. If we really want a more just society, where each person can build their own life project without being a victim of their ignorance, it is time to act. Financial education must cease to be an option and become a right. The expert calls awareness about the importance of learning to handle finances from an early age already throughout life. Through its social networks, the Academy shares exclusive content with tips, strategies and practical tools to improve money management and learn to invest.
*Maxi Leguizamo is CEO of Investment Workshop
By Maxi Leguizamo
