“On one occasion we ensure camels used for a theatrical representation of the Magi, within the framework of a religious celebration. It was a case signed through the bouquet, which demonstrated our ability to adapt products to specific risks,” he said Fernando FazioliBachelor of Insurance and Chief of Development of Products and Solutions GIS of the Second Insurance.
At present, the insurance market fits new trends and social concerns. Hiring a policy for atypical risks is no longer a rarity, but a rational investment to protect emotional, economic and professional stability against the unexpected. For example, in other countries, the unconventional insurance fan continues to grow.
There are school performance index insurance, which cover reinforcement classes if a student exceeds a certain threshold of hurricane absences; coverage to epidemics such as Ebola and Covid-19 and parametric insurance of rain on vacation, which reimburse accommodation expenses if the weather prevents enjoying excursions or beach. Even coverage for heat blows, sneakers or dental health.
Digital technology and evolution of social networks produced a wide range of insurance for the virtual world. Insurance for cryptominery, cyber risks, longevity and protection of minors against cyberbullying, grooming or bullying, are trends. There are cases that attract attention for their uniqueness: celebrities that ensure parts of your body – pits, hands or vocal strings – and even casators who protect their sense from smell, essential for their professional work.
In the Argentine market there are also innovative solutions: pet insurance that covers robbery, loss, diseases, euthanasia and healthcare services such as nursery and vaccination, insurance of electronic devices, smartphones, laptops and tablets in the face of robberies or accidental damage and life insurance for cattle, pig, equine and poultry.
Fazioli also highlights another challenging front: “We are designing a coverage of urban floods, such as the one that affected Bahía Blanca in March 2025, to support municipal governments to better manage the socio -economic impacts of floods, through parametric insurance that offers immediate assistance to affected populations, especially the most vulnerable.”
Beyond traditional insurance, the insurance market advances towards coverage designed for increasingly diverse and unexpected situations. From the cancellation of a honeymoon to the practice of extreme sports, through parametric, inclusive and microsegurous insurance, the industry seeks to adapt to new emotional, labor and leisure needs of a more demanding audience.
You may also interest you
By rn
Image gallery
