How did Estudio Barla and @tu_contadora_online_ start?
It started with an Instagram account and a reel about the good use of the Credit Card that went viral. I understood what people needed and later I added finances and management to the study’s proposals. Since then, I have been contributing from the role of Accountant in this digital age.
What role do personal finances play in this new role?
I believe that it is a great opportunity to provide comprehensive advice, since the role of the Asset Advisor is not widespread in Argentina.
I see it in the following way: To have financial freedom you need to save, invest and form a capital that, invested, gives you a passive income that is enough to live as you want. If you earn money, you have to pay taxes. In other words, to achieve financial freedom, financial and tax planning is necessary; even if you invest, arbitrate or mine cryptocurrencies. Little by little, the regulation covers all activities.
Currently, an independent to whom we pay taxes retires with the minimum, we can do something more for them. It is much more rewarding to make them earn money than just tell them how much you have to pay in taxes.
What are the services you provide in relation to personal finance matters?
Currently I share a lot of content on Instagram @tu_contadora_online_; I have asynchronous courses to order and improve finances; I make speeches for groups and companies and provide personalized wealth advice. Counseling needs to be personalized as we all have different experiences, goals, incomes and lifestyles. What for one is crazy for another is a great investment.
What is worked on in these personalized assessments?
In the meeting (by video call) we evaluate what to do with the saving capacity and the stock of money accumulated so far. Sometimes it starts from the assembly of the annual budget, then works on the improvements that can be made on the anatomy of personal finances to give more space to savings + investment. With the savings, we elaborate a plan to build a financial containment network and incorporate investments diversifying in terms, risks, currency, jurisdiction, etc. It is a long-term construction with continuous accompaniment.
Would you like to leave a message to those who are in financial difficulties?
Yes, don’t give up. Nobody teaches us to manage our finances, we take the experiences of our parents, relatives, bosses and friends. The best way to change is with financial education. The first battle to face is the budget, it implies looking in the mirror in numbers. The reward is a great feeling of empowerment. The challenge of having healthy personal finances is worth going through.
Contact information:
Email: [email protected]
Instagram: @tu_online_accountant_
Web: www.estudiobarla.com.ar
by CEDOC