Research institute Ipsos surveyed more than a thousand Dutch people on behalf of broker Trade Republic. Of the group of over-35s who invest, only 48% want to reclaim the overpaid savings tax. Among 18 to 34-year-olds this is an even more modest 15%. They would rather see the money donated to charities, such as support for Ukraine.
Country manager for the Netherlands Hugo Suidgeest of Trade Republic calls it very striking that some of the people are not going to reclaim the savings tax. “Due to inflation, 0% interest on savings, not investing and too much tax, this group has suffered a lot. I wish I could do it for them!”
The research also shows that 70% of young investors do not trust influencers and mainly rely on information from specialized websites.
Many investing respondents do not trade much, especially among the over-35s. Especially with investment funds, but also with individual shares, they often use a buy-and-hold strategy. So they buy and then hold the investment for a long time. Investors are only much more active in cryptocurrencies such as bitcoin, no doubt because the price fluctuations are above average here.
Low trading is seen as wise by most investment experts, if only to save transaction costs. Moreover, practice shows that it is very difficult to time the market.
Furthermore, it appears that 18- to 34-year-old investors attach great value to sustainability. Only 36% of Heb invests not sustainably. This percentage is considerably higher among the over-35s, at 59%.