Important legal changes and dates that characterize October. Here is an overview of what you should definitely know from November 2025.
• Stricter credit checks for “Buy Now – Pay Later”
• End of SD broadcasting on ARD and ZDF
• Expiry of the severely disabled pension under the old law
Finance and credit
Television and media
Digitalization of television and is intended to save resources.
Travel and mobility
Ryanair will switch completely to digital boarding passes from November 12, 2025. In future, boarding passes will be generated directly in the “myRyanair” app during check-in and must be presented digitally upon boarding. Anyone who has booked the flight can also forward electronic boarding passes to the mobile wallet of fellow travelers, according to utopia.de.
Pension and social security
November 2025 marks the end of an important transitional regulation in German pension law. Only insured persons born in 1963 between December 2nd and December 31st, 1963 can claim the old-age pension for severely disabled people for the last time under the old law. From January 1, 2026, only the new law with higher age limits will apply, with the earliest possible start of pension moving from the previous 61 years and 10 months to at least 62 years in the future, according to rentenbescheid24.de.
Anyone who still wants to claim the severe disability pension under the old law must apply for this in November 2025. In addition, the law to adapt data transfer regulations in immigration and social law will come into force on November 1, 2025. This regulation primarily affects administrative processes at authorities and expands data transmission to correctional facilities.
Editorial team finanzen.net
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