Financial infidelity is an increasingly common problem in modern couple relationships. This type of infidelity can manifest itself in various ways, such as hiding debts, expenses, or opening bank accounts in secret. The reasons behind financial infidelity can vary, but they have to do with a lack of communication and trust in the couple.
Money management is a crucial aspect in any relationship. Sharing expenses, setting common financial goals, and making investment and savings decisions are an integral part of married life. However, when one of the members of the relationship hides information or acts irresponsibly with money, a breach of trust is generated.
Infidelity can escalate to a more serious level, causing arguments, damaging trust, and in some cases leading to separation or divorce.
Financial infidelity often occurs in couples who have very different mindsets when it comes to money: “One person is a saver and his partner is a spender. That saver is not going to allow the other to spend a lot, so the spender hides the expenses”.
It is important to talk about finances openly and honestly to avoid this type of situation and to establish a joint financial plan so that both parties know their income, expenses and debts.
A different formula works for each couple, but it is recommended that the contribution to common expenses be proportional to the income that each one has.
While it can be difficult to talk about finances, honest communication is the key to avoiding financial infidelity. If you suspect that your partner may be withholding financial information from you, it’s important to address the issue immediately and find a solution together.
The idea of ”my money, your money, our money” can work, if the two of you agree on that way of organizing income.
Money fights are always very offensive. Money is not just a piece of paper. Money is a symbol of power, control, security. So when there is a fight over money, other conflicts come to the fore.
Money management and financial transparency are key elements in building and maintaining a strong relationship. With open communication, financial education, and a commitment to each other, it is possible to overcome financial infidelity and strengthen the bond.
The more clearly money couples speak, the easier things will be.
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by CEDOC