THEn an Italy where financial education remains on the margins of school programs, the young people raise their hand. Only 16% of children between 14 and 29 years old, in fact, feel they know the economic-financial matter. A fact that makes you think, especially if we consider that 35% define themselves in not very prepared e 32% openly admits that they do not understand almost anything. Yet this awareness is triggering a desire for redemption: Over half of Under 30 intends to strengthen their financial knowledge. This is what a survey made by Skuola.net reveals, in collaboration with the ESCP Business School, conducted on a representative sample of 2,500 young Italians.
Financial education, more confident children, more curious women
Another interesting fact that emerged from the research, It is the difference in approach to money and investments of men and women. According to the investigation, almost half of the boys, 45%, they say they feel competent in the financial field, against just 22% of girls. But young women are not indifferent to the theme: 44% expresses, in fact, the desire to improve, while not considering it an urgency. On the contrary, 36% of children assign financial training a priority importance.
The study of finance is not just an educational choice
The need to better understand the economy, however, does not remain only in the intentions. 15% of young people have already started a training course in the financial field And, a further 30%, he plans to start it. And it is among them that, most likely, future economists, financial analysts, consultants, marketing operators and company managers are hidden. In fact, it is not just a didactic choice, but also professional: More than one in four would like to build his career in the world of financewith a peak of 34% among the boys. And also those who do not dream of working in the bank or stock exchange, He sees in this preparation a transversal resource for the world of work.
Technology, investments, sustainability: the new market levers ask for concrete training to enter the world of work (Getty Images)
Apps and investments: technology rewrites the rules of personal finance
Obviously, the new digital channels are revolutionizing access to finance. Social platforms, investment apps, educational videos: concepts once reserved for experts, are now within everyone’s reach. 27% of young people, in fact, say they already invest their money, with a clear prevalence among the boys, 41%. This democratization of financial knowledgeis accompanied by a greater awareness of the importance of technology in the sector. Nine out of ten young people, recognize that digital skills are becoming essential in the management of finance and in professional orientation.
Key skills for the finance of the future
Young Italians seem to have clear ideas, too on what are the strategic areas to focus on for the future: in the first place there is the analysis of global marketsfor 32%, then follow, artificial intelligence, cybersecurity, Blockchain and cryptocurrencies, Sustainable finance and ESG criteria. These are rapidly evolving areas, often still little in -depth in traditional university courses, more oriented towards theory than to practice.
University and Master: the key to fill the gap
Faced with these changes, many students they look at the master as a decisive opportunity to complete the training. In fact, 50% of interviewees consider a post-graduate course as the best bridge between academic and professional world. A vision that is reflected in the words of Professor Alberta di Giuli, director of Campus of Turin of the ESCP Business School: «Young people are demonstrating a far -sighted approach And, as an international institution, our role is to accompany this energy with innovative paths. Not surprisingly, Escp has expanded its offer and, from 2026, will debut a new Master in Financial Innovation and Technologyentirely dedicated to the digital revolution in the sector.
Financial education: and “The country earns us”
What emerges from the trained picture is not just a deficit to be filled, but a generation that is finally aware of of the importance of financial culture, as a key to reading, interpreting and facing the complexity of the contemporary world. It is not a question only to be able to fill in a tax return or understand a mortgage: Today, financial education is a transversal ability, which influences daily choices, personal well -being, social sustainability.
A new conscious generation: between challenges and opportunities
Young Italians, they are showing that they are hungry for knowledgewill to form and ability to look tomorrow with lucidity. Educating for finance therefore means educating citizenship. And the fact that, This awareness is growing precisely among the new generationsis perhaps the most encouraging signal: in a world in transformation, it will not be the simple wealth that makes the difference, But the ability to understand it, manage it and share it responsible.
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