When it comes to money, honesty and transparency are keys to a healthy relationship. Based on this, having a financial conversation from the beginning of the couple can help avoid future conflicts over money, since financial problems are the second most common cause of separation after infidelity. Money setbacks have the ability to ruin other areas of the emotional life of a relationship.
Finances as a couple is a matter of two, and that is why it is essential that you can talk about money, analyze income and expenses, establish savings goals and define lifestyles as elementary points, it is essential to organize the economy to avoid financial stress.
Each relationship is a world, in managing the couple’s economy there is no better model than the other; some pay everything exactly in half, there are other cases where only one person works receiving money and the other takes care of the home, there are those who earn less salary than the other and contribute the percentage they can, among many other alternatives.
For all these reasons, it is convenient to make a monthly or fortnightly financial appointment to do a review where the budget must be agreed and planned; that is, how much will be spent on entertainment, gifts, food, sports, etc.
How do we share the costs? Do we do 50/50 or do we contribute proportionally depending on whether one earns more than the other? Do we save or live from day to day? How will we deal with the unexpected? how much do we want to save per month? Will we reduce any expenses? Do we have the same conception of money? And above all: do we share goals and objectives in the short, medium and long term? These are some of the questions to take into account and that must be evaluated to decide in pairs.
In conclusion, the main star of finances as a couple is COMMUNICATION, which must be transparent, honest and clear.
There are many aspects to take into account, but the matter becomes complex when money plays a role of power from one to the other, because it can become a weapon of control and submission: “If I am the one who brings the money and you depend on from me, then I decide when and how much I give you”.
Money is not just a vile metal, it is much more than that, it shows our miseries and virtues in front of who we are choosing to share our life with.
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by CEDOC