Active asset management with funds
Fidelity uses actively managed funds and not ETFs. The digital asset manager uses a manager-of-manager approach for fund management. This means that managers are selected according to a process that includes qualitative and quantitative research. Investments are made in the world’s best active asset managers for the respective asset classes, regions and sectors. Fidelity would like to be able to react to inefficient markets and respond to market fluctuations. The ongoing costs of actively managed funds are significantly higher than those of ETFs.
Each portfolio contains between eight and ten funds (ICAVs). A special feature is that the funds in which investments are made are not available on the market. They are launched exclusively for Fidelity Wealth Expert. Investors use them to invest in thousands of values from different asset classes. The proportion of equities in a portfolio ranges between ten percent and 90 percent. The bond component is between zero and 80 percent. The tactical asset allocation, i.e. the division of assets, is checked monthly. Among other things, Fidelity’s current capital market assumptions for the next three to six months are taken into account. All investment portfolios are monitored daily by fund managers to determine the extent to which the portfolios are within defined ranges. If necessary, an adjustment is made here.
A Fidelity savings plan can be set up at any time. If desired, users can also change or cancel this at any time. The minimum savings rate is 100 euros per month.
Tip: At the German fund prize 2020 The Fidelity Funds – Global Multi Asset Income Fund A fund (WKN: A1T71S / ISIN: LU0905233846) was rated “Outstanding” by “FondsPROFESSIONELL”.