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‘You are calculating every month whether you will make it to the end of your life with that dwindling savings balance.’
Ⓒ ANP / HH
Suppose you are an entrepreneur. You have a thriving business that you work hard for. You do not accrue pension, because your business is your old age. And then you also have your house that has already been paid off. Thanks to blood, sweat and tears and frugal living, you build up wealth year after year.