Mandatory inspection in Russia canceled: it would seem that now the drivers have less worries. But in some cases, the absence of a diagnostic card can play a cruel joke. For example, insurance companies can take advantage of car accident. The insurer may consider that the cause of the accident was a malfunction of the car, and if there is no MOT policy, then it is impossible to prove anything.
“If you don’t have a technical inspection policy, then the insurance company can file a recourse claim, but in the event that the insurance company, doubting the technical condition of the car, conducts an additional examination,” said Yang Haytseer, vice president of the National Automobile Union, on the air of the Rossiya channel 1″ and media platforms “Looking”. “If you left the road in a state of disrepair, but at the same time you have a diagnostic card, in the same way you may be refused, because you do not have the right to enter the road in a state of disrepair.”
The current situation may affect the cost of insurance. It may rise in price, because “insurers do not know what condition our cars are in,” the auto expert believes.
“They have a right to distrust us. They may assume that not everyone is a conscientious person who maintains their car thoroughly,” says Heitzeher.
Speaking about what is better – to have a diagnostic card or not, the expert noted that in some cases it is still needed. For example, when traveling abroad.
Earlier, the deputy head of the traffic police of the Russian Federation, Vladimir Kuzin, said that the diagnostic card still needed for those whose car is older than four years, as well as those who made changes to the design of the car.