Agos car financing, how it works at zero interest without a pay slip

Although there are exceptions, the vast majority of new car purchases occur through the financing. Among the different forms there is the personal loan, provided by a credit institution such as your bank, or by financial companies in the consumer credit sector such as August. In this case the loan is disbursed regardless of the purpose: in other words it is not strictly linked to the asset (the car) that one intends to purchase. These loans provide a fixed interest rate with a repayment plan in constant installments, sometimes with the start of payment postponed compared to the disbursement of the credit, in order to encourage participation in the plan (but, in fact, it is only a postponement of the payment). The loan is usually granted to all those who demonstrate that they have one pay slip, therefore a monthly salary from your employer. In the absence of this, it is necessary to present documents and guarantees aimed at avoiding insolvency, such as the income declaration for self-employed or professionals, the demonstrable income certified with the Cudthe bank statement certifying regular payments into your current account, the availability of a property on which it is possible to take out a mortgage, a monthly income through a rent, a current account with a co-holder with a fixed-term employment contract permanent or a trusted guarantor (such as a relative) with a permanent employment contract.