The further development of interest rates is with great uncertainty. In such a environment, it is all the more important if you want to invest in bank stocks. “Marketwatch” has identified nine such promising investment options in the United States.
• Donald Trump’s economic policy ensures uncertainty
• further monetary policy course of the Fed unclear
• Marketwatch identifies the best and most promising US bank shares
After two bad years, bank stocks had an excellent 2024 year, which was due to the interest of the US Federal Reserve. This shows how much this sector depends on the key interest rates. In the current year, however, the further development of the interest rate level is extremely uncertain.
Uncertainty regarding the US control interest rates
In the fight against a historically high inflation – caused by panda miebe -related disorders and supply chain problems – the US Federal Reserve had increased its key interest rate from close to zero to 5.25 to 5.50 percent – the highest sentence in more than two decades. But after they were largely under control of the excessive inflation, the monetary authorities finally initiated the long -term interest turnaround in September 2024. This was followed by two more interest reductions, the last in December, in which the key interest rate was reduced by 25 basis points to a range of 4.25 to 4.5 percent.
But since then the monetary keepers have been very cautious. “Since our monetary policy course is now significantly less restrictive than before and the economy remains strong, we are not in a hurry to change our monetary policy course,” said Fed boss Jerome Powell in front of the US Senate banking committee. In addition to stubborn inflation, this hesitation should also be due to Trump’s economic policy plans because, according to experts, these could lead to increasing inflation.
The market participants also became significantly more pessimistic about the monetary policy course. Morgan Stanley, instead of the originally assumed, now only expects two steps with a single interest in 2025, as Reuters reports. The US investment bank thus joins the forecasts of Barclays and Macquarie. The chief economist of Apollo Global Management, Torsten Sløk, warned in the Opening Bid Podcast of Yahoo Finance even about the risk that there is a further year as a result of Trump’s customs policy Interest rate increase could come.
Banking stocks with potential
For investors who want to invest in the industry despite the uncertain interest environment, “Marketwatch” has taken a close look at 76 US banks (the 24 large banks in the KBW Nasdaq Bank Index and the 50 in the KBW NASDAQ Regional Banking Index, supplemented by American Express and Charles Schwab) and with regard to their quality and potential. For this purpose, the 20 banks with the highest return on the average assets (ROA) in 2024 and the 20 banks with the highest return on the material share capital (red) were determined. The combination of the banks on both lists resulted in a group of 30.
Of these 30, however, only nine majority of analysts have received nine mostly after Factset data. These banks – sorted by the consensus goals for the next twelve months – are as follows: Webster Financial Corp., Hancock Whitney Corp., Ameris Bancorp, East West Bancorp Inc., First Bancorp, Bank of New York Mellon Corp., Prosperity Banchares Inc., JPMorgan Chase & Co. and US Bancorp.
This text serves exclusively for information purposes and does not represent an investment recommendation. Finance.net GmbH excludes any regress entitlements.
Editor finance.net
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