It’s time to resume saving
There are various techniques that allow us to organize our income
We are finishing the January slope And it’s time to start thinking about saving. With the holidays not so many months away, it is time to leave behind the time of gifts, sales and others and think a little about your pocket.
exist various techniques that allow us to organize our income so that we can end up saving every month. There is no miracle formula, it will always be easier to save against more money we earn, but there are ways to reorganize our finances to improve the economy.
This technique is known as the envelope technique. It consists of taking out an amount of money and putting it in several envelopes. Each envelope can be titled according to the expense to which we want to assign (Food, rent, leisure…) or by temporary space (week, fortnight…).
The trick is very useful since allows you to visualize at all times how much money you have left depending on the situation and adapt to save more. For example, if you budget that you want to spend 100 euros on leisure a week and you don’t have any left on Friday… you have to reformulate the expense there.
We remember that You have to be flexible in this type of strategy. Each economy is different and there can always be unforeseen events. The key is to be constant to be able to save in order to reach our goal.