Fortuneo allows its customers to simply carry out their banking transactions from an application, and to obtain a bank card for free under certain conditions(2). An offer among the best on the market, which allowed it to be elected best online bank of 2022*.
Today, online banks are on the rise. Customers are seduced by the flexibility provided by their technologies, their comprehensive services and their welcome offers. Fortuneo ticks all the boxes. An entity of the Crédit Mutuel Arkéa group, it was voted best online bank in 2022 by Pricebank and is often categorized in the cheapest banks.
Arm would target the Nasdaq, to the detriment of the British Stock Exchange
More than 950,000 customers have already been seduced by its offer, which seeks to meet current needs: speed, confidence and multiplicity of services.
DISCOVER FORTUNEO AND ENJOY A €80 WELCOME BONUS
A wide range of services available in just a few clicks
Fortuneo allows its customers to easily access a plethora of services from a modern and fluid application. For example, they can increase their banking limit (subject to acceptance of the request by Fortuneo) when buying a computer, then lower it immediately afterwards. In the same way, they can make transfers to a beneficiary account in just a few seconds, order a virtual card to pay online, view their expenses in real time or even add external accounts. In short, all day-to-day banking operations can be carried out independently (apart from exceptions), without the help of a telephone advisor.
However, advisers remain available in case of questions.
Whether Fortuneo managed to become one of the largest French online banks, it debuted through the stock exchange. Thanks to its competitive investment solutions, it is now one of the leaders in online brokerage in France. It is widely advocated by millennials. Since the end of 2019, a third of its new customers opening a stock market account have been between 18 and 35 years old (1). The tools offered are therefore suitable for younger generations, who can open different types of online accounts (PEA, PEA-PME, CTO) at advantageous rates: some costs are zero euros, in particular custody and account maintenance costs , and approximately 1,400 funds with fees negotiated at 0% or 1%(3).
For seasoned traders, a wide range of investment products and services are available: shares, 9,000 UCIs, derivatives, SRD, short selling, etc. For the less experienced, it is possible to opt for life insurance under management advice or under mandate(1).
DISCOVER FORTUNEO AND ENJOY A €80 WELCOME BONUS
Three free bank cards with no fees abroad
Fortuneo is also distinguished by the wide range of bank cards it offers. Three different ones are available, leaving users spoiled for choice. The advantage is that they are all free as long as you respect certain conditions of use or income (2):
- Fosfo Mastercard, free subject to one operation per month per card;
- Gold CB Mastercard, free from one card payment per month;
- Accessible for people with an income of more than €1,800 net monthly;
- World Elite CB, reserved for customers with 4,000 euros in net monthly income, free on condition of making a payment of 4,000 € per month into the Fortuneo account.
Payments and withdrawals are free with each of the cards, in euros and in another currency. Indeed, Fortuneo does not take any fees abroad, and this, on all payments and withdrawals by card to all its customers (excluding any fees charged by the establishment that owns the distributor).
The three bank cards offered by Fortuneo.
Fortuneo’s objective is both to allow everyone easy access to the services they want and to grow their savings, in particular by reducing their bank charges. Until June 28, 2022, the French online bank has even set up an attractive welcome offer accessible to all.
For a first Fortuneo current account opening with a free Gold CB Mastercard card followed by 5 payments made before September 11, 2022, it offers you a bonus of 80 euros(3). You simply have to fulfill the conditions for obtaining the Gold CB Mastercard mentioned above. All you have to do is enter the code FTN0522 to take advantage of all the services offered by Fortuneo.
DISCOVER FORTUNEO AND ENJOY A €80 WELCOME BONUS
*Source : Pricebank
(1) Investing in the stock market presents a risk of partial or total loss of the capital invested. Past returns are not indicative of future returns. This communication does not constitute investment advice from Fortuneo.
(2) Provision of a debit card (immediate debit international payment card: Fosfo Mastercard, Gold CB Mastercard or World Elite CB Mastercard). Gold CB Mastercard or World Elite CB Mastercard cards are also available with deferred debit. Issuance of the card is subject to acceptance of the application by Fortuneo and subject to fulfilling the granting conditions in force. Free subject to fulfilling the conditions of use specified in the tariff conditions in force. In the absence of one payment transaction by card (excluding withdrawal from an ATM or ATM) per month (for CB Mastercard, FOSFO Mastercard and Gold CB Mastercard cards) or non-compliance with the condition monthly flow (for the CB World Elite Mastercard), fees will be applied (see Rates). Fortuneo reserves the right to modify the pricing conditions applicable to the card. The change of bank card range/debit is subject to the conditions provided for in the tariff conditions in force.
(3)80 euros offered for the first opening of an individual or joint bank account with a Gold CB Mastercard bank card or, for Fortuneo customers with an individual or joint bank account that has never been associated with a bank card, first subscription of a Gold CB Mastercard bank card made between 29.04.2022 and 28.06.2022 (the opening request file with operation code “FTN0522” must be complete and received by 05.07.2022 at the latest electronically or by post to the following address: Fortuneo Customer Service Free response 26 157 29 809 Brest CEDEX 09, the date of receipt of the complete file being taken as proof).
The bonus will be paid into the bank account associated with the card no later than 14.10.2022, subject to acceptance of the application file to open a bank account and the card by Fortuneo and to have completed 5 payments by means of the bank card taken out as part of the offer before 11.09.2022.
In the case of a first opening of a joint bank account with two bank cards, at least one of which is a Gold CB Mastercard and subject to meeting the conditions of the offer, a single premium of €80 will be paid on the joint account associated with this promotional offer and the 5 payments required can be made using the two bank cards taken out as part of the offer (except for customers holding an individual Fortuneo account).
Offer cannot be combined with a current sponsorship offer or any offer linked to the bank account or any other bank card marketed by Fortuneo. The bank account opened and the card taken out with Fortuneo as part of the offer must be kept for at least one year. Failing this, Fortuneo, even if the latter is at the initiative of closing the account and the card, reserves the right to deduct the amount corresponding to the premium paid on said account. Offer reserved for adult individuals, acting exclusively for their non-professional needs, excluding Fortuneo employees.
(3) Pricing in effect on “posting day of the article“, subject to change.