According to a study carried out in September 2020, each French person has an average of twelve subscriptions. In addition to traditional contracts such as internet or electricity, they subscribe to several additional subscriptions including streaming, the gym and paid applications. They are more and more numerous, to the point that it sometimes becomes complex to remember all the subscriptions that one pays.
For phobics of administration or simply those who wish to optimize their personal finances, there are now services that allow you to manage subscriptions in a few clicks.
+24% for the connected watch market in 2021
This is the value proposition of Origami !
This application created in 2020 allows you to regain control of your contracts, more easily track your recurring expenses and thus save money. Origame is accessible from computer and mobile. The application is available on Android stores and soon on the Apple Store.
Its services are offered free of charge. Origame is remunerated through partnerships with suppliers. Some of them pay them a commission when someone uses the contract switching service.
Manage your subscriptions securely
The large number of subscriptions makes their management quickly difficult: you have to remember the price you pay for each of them, their characteristics, their date of withdrawal… So many elements that force you to dive back into long administrative procedures if you wish to optimize your expenses and modify your subscriptions. This quickly turns contracts into a source of stress and a daily mental burden in managing your budget.
This is where Origame comes in, which allows a user to simply manage their contracts. To do this, he must add his subscriptions in the application. To save time, however, she suggests identifying all her current subscriptions from her bank statement. She connects securely to her bank using Budget insight, a subsidiary of Crédit Mutuel Arkea, approved by the Banque de France. All he has to do is identify himself on the interface provided by the DSP2 strong authentication protocol in the same way as he would identify himself on his bank’s website. The identifiers pass directly to the connector that his bank has made available according to the regulations and are therefore not kept.
In a few clicks, Origami detects all the user’s subscriptions and gives them a complete view of their recurring expenses thanks to an intuitive and ergonomic dashboard. He then accesses the details of each of his subscriptions, such as the amount, the due date, or even the total sum spent on subscriptions each year. The app also sends notifications in case of price increases.
Easily save money
Origame goes much further than the simple identification and management of contracts. For each subscription, the platform estimates whether the price paid by the user is fair, or whether it is possible to find a more advantageous offer. In particular, it reveals the amount that could be saved with the help of:
- optimization, to pay its subscriptions at the right price. To do this, simply consult the price comparator available on the platform to obtain personalized offers. In an instant, the user can realize savings and subscribe to a contract adapted to his needs and his budget. You simply have to click on “I save X€/year”;
- termination. Origame makes it possible to realize which subscriptions are no longer necessary. They can be canceled in just a few seconds by pressing the “I cancel” button;
- the sharing. Thanks to a partnership with Spliiit, Origame offers to share the price of its subscription with other users and to split its monthly bill. Once again, just click on “I save X€/year”.
Origami then takes care of all the administrative procedures, allowing you to save precious time, reduce your stress and lighten your bill. By using the platform, it is possible to save up to 600 euros per year and to receive personalized advice on the choice of a package or a new home insurance.
Origame appears to be a major ally in the optimization and management of its recurring expenses. The application allows you to free yourself from administrative procedures and to be financially serene on a daily basis without devoting many hours to it.