Within the technological innovations of the last decade, the emergence of Blockchain technology, through encrypting and “shielding” operations, provided the opportunity to safely digitize a large number of operations by linking the digitalized financial world with real investment.
The key. The focus of attention in this universe is the “Token”, a unit of value, security or digital law that can represent any type of asset or utility in the context assigned: bank keys, online casinos sheets, grant voting rights in a specific network or forms of payment.
The boom of tokenized assets promises to open opportunities for small and medium investors, through platforms. The first recommendation in this regard is to choose recognized platforms, understand in depth what each token represents, validate the real support of the project and stay updated in an environment that evolves at high speed to make informed decisions and avoid expensive errors.
In the new financial ecosystem, it is increasingly common to find real world assets turned into negotiable digital representations. This process is known as tokenization and allows real estate, works of art, actions or contracts to be fractional and marketed through blockchain technologies.
This evolution not only transforms the way to invest, but also enables the participation of audiences that historically were outside the traditional financial system. In this context, cryptocurrencies such as Ethereum (ETH), which allows the execution of intelligent contracts, and Stablecoins such as USDT, which offer greater stability, are consolidated as the main tools to access these new assets. According to Fortune Business Insightsthe global tokenization market reached US $ 3,320 million in 2024 and it is estimated that it will exceed US $ 12,830 million in 2032.
Turbulence In Latin America, this interest accelerates: In a context of stalking inflation, exchange restrictions and low banking, many users resort to cryptoactive ones as an alternative to protect their capital and access global opportunities. According to Chainysis, The region received near US $ 415,000 million in cryptocurrencies in last year, with Argentina, Brazil and Venezuela leading the use of Stablecoins and the adoption of tokenized investment platforms.
From Realt, a platform that tokeniza properties in different cities in the world warn that although decentralization implies a paradigm shift and investors exercise more control, they also have more responsibility. “It is essential to understand what is being purchased, what supports it and how to handle it correctly,” is your advice and crystallizes it through five specific tips:
-As to invest, Check the contractknow the purpose of the Token and verify if it is linked to a real asset,
-choose Recognized platforms,
-Analize the Project viability,
–manage assets well digital and
–learn constantly.
At home. The mortgage market in Argentina has a potential that is not offered by the slow growth of the credit supply for a paradigm shift. “It is not a “crypto-fet” or a financial marketing trick: it is the proposal to use blockchain as a complementary infrastructure to securitize mortgages ”stands out Rodolfo ViglianoCEO and co -founder of Shovel. This implies digitizing from the sale ticket to the last payment, encapsulating everything – controls, data and traceability – in auditable tokens and legally backed up. In other markets it already happens frequently: in the United States, the Mers allowed to reduce costs and times; In Germany, Pfandbrief is synonymous with solidity; In Singapore and Switzerland, tokenized real estate is already negotiated. “But in Argentina the jump would be disruptive, because it attacks two chronic ills: the lack of documentary standardization and the inability to climb without multiplying costs”Add Vigliano.
In this scheme, what is tokeniza is not a simple PDF, but the notarial digital testimony of the mortgage, with the same validity and executive strength as the registered title. That document, encapsulated in a unique token, guarantees an unalterable legal link with the underlying asset, preserving its enforceability and allowing it to circulate as a safe and traceable negotiable value.
In lands. For its part, the local company Landtokenfounded in 2023 with the intention of democratizing access to investment in productive lands, launches its first financial trust with public offer, authorized by the National Securities Commission (CNV), with the possibility of token their participation certificates. Thus, anyone, from small savers to institutional investors, could diversify their portfolio by accessing a real, safe and high strategic value asset: productive fields operated by agricultural referents. “Until now, investing in Campos was practically forbidden to the generality of people: it required millions of dollars, contacts and specialized knowledge: anyone can participate through their stock market, bank or trusted exchange society ”he states Matías SimoneCEO and co -founder of Landtoken. Nothing seems to be out of the “tokenizer” wave.
By Marcelo Alfano
