Consorsbank depot too expensive? With this broker you save fees permanently

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Order fees cost trap?

With many providers – such as Consorsbank – There are basic fees and percentage commissions per order, often plus a trading venue fee. As a result, active traders quickly end up paying three-digit amounts a year – money that could have been invested.

Are there cheaper alternatives?

There are now brokers where you can save these fees. Stiftung Warentest named the broker from finanzen.net the “cost winner” in issue 11/2024: finanzen.net zero. ZERO means: 0 euros depot fees and 0 euros order fees. Only standard market spreads and a small order surcharge of 1 euro apply.

How do order fees reduce returns?

Let’s assume you make ten trades worth 3,000 euros each year. At Consorsbank you would have to pay ten times 4.95 euros plus 0.25% order commission. For one year as an active Consorsbank customer, 124.50 euros are charged just for order fees – Money that you cannot invest and from which you will not receive any return.

For comparison: You pay for ten 3,000 euro trades finanzen.net zero 0 euro order fees – plus the spread that applies to both providers. The 124.50 euros saved would not be lost, but would be available to you for your trading.

Find out more about the affordable broker finanzen.net zero here

Is a depot change worth it for Consorsbank customers?

The following table compares them for you Standard order fees of the two providers for exemplary order volumes:

Consorsbank	finanzen.net zero Open a depot
Order commission: Basic fee 4.95 euros1 + 0.25% of the order volume Order commission min. / max.: 9.95 / 69.00 euros (plus spreads)1 1) Discounted conditions apply for orders over 25 or 500 per year	Order commission: No basic fee, 0.0% of the order volume Order commission min. / max.: 0.00 / 0.00 euros (plus spreads)2 2) Orders under 500 euros will be subject to a 1 euro small quantity surcharge
Order commission for 50 euro orders: 9.95 euros Minimum fee per order	Order commission for 50 euro orders: 1.00 euros 90% saved!
Order commission for 500 euro orders: 9.95 euros Minimum fee per order	Order commission for 500 euro orders: 0.00 euros 100% saved!
Order commission for 5,000 euro orders: 17.45 euros = 4.95 euros + 12.50 euros	Order commission for 5,000 euro orders: 0.00 euros 100% saved!
Order commission for 15,000 euro orders: 42.45 euros = 4.95 euros + 37.50 euros	Order commission for 15,000 euro orders: 0.00 euros 100% saved!
Example calculation – 10 trades per year at 3,000 euros each: 124.50 euros = 10 x (4.95 euros + 7.50 euros)	Example calculation – 10 trades per year at 3,000 euros each: 0.00 euros Saved 124.50 euros per year!

One thing is clear: order fees are a crucial cost factor in your portfolio – especially for active traders or with large investment amounts. Do you want to benefit from the top conditions at ZERO now? It’s never too late to switch and save – and the current new customer promotion offers you the right starter package for a short time:

The top conditions from finanzen.net zero at a glance

• Invest in stocks, funds, ETFs, derivatives and cryptos with a single broker – or from just 1 euro in one of 10,000 savings plans.
• Manage your finances at top conditions – without custody or custody fees, flat-rate third-party costs or additional costs. You only pay the spread and a 1 euro small order surcharge for small orders.
• Trade on a native and robust platform – and benefit from many innovative functions for savers, investors and traders.
• Thousands of customers give top ratings on Trustpilot – and for the ZERO app (4.7 stars in the App Store & 4.8 stars in the Play Store).
• Positive voices from the trade press – very good ratings from Finanzfluss (4.6 out of 5 points in the portfolio comparison, 10/2024), extraETF (“recommendation” in the ETF broker test, 01/2025) and Finanztip (“recommendation” in the securities portfolio comparison, 05/2025) confirm the positive user reviews.
• Discover all the features of finanzen.net zero here!