OP warns of applications downloaded from unofficial sources. There are also cases where the customer has lost their money in Finland.
Some customers had problems logging in to OP mobile last week. Ismo Pekkarinen
Some OP customers could not be able to log in for the OP mobile last week because the mobile bank application warned the user’s unreliable applications installed on the Android device.
According to OP, this was not intentional and the problem was corrected shortly after it was detected.
OP’s fraudstroke expert Maija Ahonen However, Iltalehti tells that there are several cases in Finland where the customer has suffered financial losses due to a malicious software that has been sniffed.
In known cases, a client who has been the victim of the scam has installed the malware himself.
– The malware has succeeded in collecting parts of the customer’s bank IDs from the customer’s use. This has made it possible for a criminal to access the victim’s online banking services, for example, through remote access made by malware, and in some cases has led to a loss of funds, Ahonen tells Iltalehti.
According to Ahonen, the software has in many cases resembled anti -virus software. The applications are downloaded from outside official application stores.
Although unofficial application stores also offer completely safe and high -quality applications, the problem is that it is difficult for the user to go on a guarantee of which applications are safe and which are not.
– For official application stores, applications are checked, ie the risk is very low. Special attention should be paid to downloading external applications and favoring official sources downloaded, says Ahonen.
Is an iPhone or an Android device safer?
According to Ahonen, both iPhone and Android devices can be used safely for banking. The safety of both is regularly tested by specialist bodies. However, there are differences in operating systems.
– Android is an open source operating system that gives developers and equipment manufacturers more freedom to customize and customize the operating system. This leads to greater versatility, but can also cause fragmentation and compatibility problems, he lists.
IOS is a closed operating system that is firmly dominated by Apple.
– This leads to a more cohesive user experience and better safety, but limits adaptation opportunities.
Android has long been unofficial app stores, but they have only recently arrived at the iPhone at the request of the EU. They now have the iPhone offering, among other things, adult entertainment applications and other apps that Apple would not accept for its own trade.
This is how the device used for banking
- Make sure your phone software is up to date.
- Do not install programs on the web that you do not know. Always use official app stores.
- Do not give unknown applications access to control your device.
- Do not delight your phone’s security consciously (Jailbreak and Root operations).
- Sign out of the app or close the application when you stop using bank or insurance services.