If you don’t mind a higher debit interest rate of 13.16 percent, you can do that too Visa from Santander* consider. Here, too, the owners do not have to pay an annual fee or plan for additional costs when withdrawing or paying. Its discount programs make it an ideal travel credit card: Owners receive a one percent tank discount per month and are reimbursed five percent when they book through Urlaubsplus GmbH. If you want, you can even book a security package.
If you want to keep full cost control while on vacation: The Mastercard from N26* offers its customers the possibility to set daily limits and an app in which they can view their data in real time. In addition, there are almost no additional fees when withdrawing money and paying, and the debit interest rate is manageable at 8.9 percent. Only outside the EU does the withdrawal cost an additional 1.70 euros.
Withdrawing and paying with the is also almost free of charge ING Visa card*. 1.75 percent of sales are only generated outside the euro zone. The debit interest rate of 6.99 percent is also manageable and one of the lower in our test. With the 24-hour hotline, it offers owners a contact person at all times. With Visa from ING, owners have a solid travel credit card with no extra frills.
The Visa card Comdirect* is suitable for customers who only want to use their travel credit card for payment. Here, 1.75 percent of sales are incurred in fees only outside the euro zone. However, withdrawing money with the card can be expensive: it costs an additional 4.90 euros if the customer withdraws money domestically or in the euro zone. Outside the euro zone, no fees are due. It is also possible to pay in installments with this card.
the DKB visas* is the only travel credit card in our comparison that costs an annual fee. This is 29.88 euros. However, there are no additional fees when withdrawing money or paying – even if you are outside the EU. The credit card also stands out with a debit interest rate of 0.0 percent. With the 24-hour hotline and the free emergency service, cardholders are on the safe side even on vacation. There are also other features such as the Card Controll App and Apple Pay as well as Google Pay