Serge (59) died after 25 years of service, but relatives don’t get anything from his group insurance. That’s how you can avoid it

“My brother worked all his life. But where is that money now?” The relatives of Serge Doens (59) are in the hair with their hands. Just like 4.4 million other Belgians, Serge saved for a supplementary pension, but after 25 years of service as a wasteophal at IVAGO, he died of cancer in 2022. Because he was not married or legally cohabiting, the capital from his group insurance was not paid and so his relatives get nothing. His half-brother Philip tells his story at HLN consumer expert Safia Yachou. Who is entitled to your supplementary pension upon your death? You have to do this to avoid unpleasant surprises.

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