How do you see the insurance market in Argentina?
Today the market is full of insurers, but the reality is that few fulfill how they should, and many people do not know until they have a sinister. “Currently, the companies that respond in a timely manner are few. Even the fingers of one hand could be counted,” they explain from Prats Insurance Advisors.
Why are there insurers who do not comply?
Because many have financial complications and difficulties to pay claims, both their insured and third parties. Even some with strong advertising presence have been inhibited by the Nation’s Superintendence of Insurance or directly disappeared.
Did they ever have such problems with an insurer?
No. And we should not have them. We are very careful when choosing who we work with and we are not interested in selling any insurance massively. We always choose first -line insurers, because we seek to guarantee support and solvency to those who trust us. We prefer to work with responsibility and tranquility, knowing that if something happens to a client, we will be able to respond as appropriate.
What needs to be taken into account to be protected with insurance?
There are several issues to consider. First, choose a reliable and solid insurer. Second, carefully check the coverage and conditions of the policy to avoid the famous “small print”, which can leave you without protection. It is also essential to control that insured sums are adequate. If they are outdated or poorly calculated, there may be big problems at the time of the incident.
Does choosing insurance for price, is it correct?
The price is an important factor, but choosing insurance just for being cheap is a mistake. The cheap can go expensive, especially when it comes to protecting your car, your home, your family or your business. Beyond the cost, the most important thing is the company’s solvency, its reputation and how it responds to a sinister. It is useless to pay less if, when you need to be answered, they do not do it or do it late.
What happens to the insurance that banks sell?
Banks are institutions: they can sell insurance, but they are not specialized advisors. And that shows when there is a problem. Faced with an accident, dealing with the bank’s bureaucracy can be another complication. It is one thing to sell, and a very different one is to advise you so that you are well protected.
In summary, what final advice would give someone who seeks tranquility and support when hiring insurance?
Do not let it be carried alone for the price, advertising or empty promises. Insurance is not an expense: it is an investment in tranquility. And like every good investment, it needs to be well done. Therefore, it is key to have the support of a solid insurer and the advice of a trusted professional who thinks about what you need, not what should be sold to you.
Contact data
11 6860-0299 (Agustin Prats) / 11 6268-3331 (Ariel Prats)
Web: https://pratsproductoresdeguros.com
Instagram: Pratsproductors disagrees
Address: Blanca Blanca 115, Wilde
By CEDOC
