MIlano, 17 Apr. (askanews) – Despite the loss of value of real wages, the Italians remain a people of savers. They are ready to invest, but with great caution. “It is still so and it is more and more – says Giorgio De Rita, secretary general of Censis – The Italians continue to save in all social classes, in all territories, in all age groups. The propensity for savings grows. More than 8 out of 10 Italians each month some money set aside, who more of them less naturally, but there are a vocation for savings that is absolutely invincible in our country “.
For this reason, financial education is fundamental, Especially in a context of inflation, which risks eroding the savings, and changes of the pension system. It was discussed on the third day of the Milan Salone del Salva, at the presentation of the sixth report Assogestioni-Censis.
De Rita underlines the need for more effective financial education: “Italians have a pragmatic instinctive behavior, They feel that a choice is right and wrong on the basis of experience and this is a mistake because they do not have that rational dimension, that rational education in choices. At the same time, however, they have an ability to select, to verify, to inquire higher than we think. Financial education must change lexicon. He must learn to speak social language, he must learn to speak of social security, reassurance, caution, investment, future, less than rates, bonds, actions and funds “.
For Jean-Luc Gatti, director of the Salone del Risparmio, it is essential to think, immediately, of complementary social security. “The public pension has changed, it will continue to change – says Gatti – The Italians will be less and less, we will be less and less in time and someone risks not being with adequate financial coverage when it will retire. It is important to think about it today, it is important to invest small sums already from a lot of young people and then have a peaceful old age. We live more. Longevity is one of the themes of this salon and the long -term approach, therefore the patient capital, is another of the issues that should absolutely be kept an eye on, therefore teaching Italians not to invest in the short time, but looking towards longer horizons “.
Fundamental financial education not only to protect their savings from inflation But also to avoid the increasingly frequent scams. “In this this sixth relationship Asso Eloxation Censis also emerges a concern of Italians about the growth of threats to savings in too easy earnings, in the onine platforms, in the counterfeiting of the means of payment – explains De Rita – but above all in the aggression that more than half of the Italians suffers from attempts to financial scams. Easy money is not easy to do them, the Italians are aware of it, but they undergo this attack and in some ways worried “.
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