Nursing relatives do a valuable job, but they also occasionally need a break. The preventive care offers financial support if replacement care is necessary. Which services are available, what are the requirements and what special features are there for relatives?
Claim and requirements
Preventive care can be used if a person in need of care has at least care level 2 and has been cared for by a private carer at home for at least six months. During this time, care can be temporarily taken over by another person. The service is intended to ensure that caring relatives can be relieved at short notice, be it due to illness, vacation or other obligations. According to Allgäuer Zeitung, this support is an important measure to maintain domestic care in the long term.
Services and financial support
The long -term care insurance pays the costs for replacement care for up to six weeks a year. The maximum reimbursement amount is 1,685 euros per year. If the preventive care is not fully used, up to 843 euros can be rededicated from the short-term care budget. This increases the possible total amount to up to 2,528 euros annually. This regulation offers additional financial flexibility to ensure adequate replacement care, as Finanztip reports.
Special regulations for relatives
If the replacement care is taken over by narrow relatives such as children or siblings, special limits apply. In these cases, only proven costs such as loss of earnings or travel costs are reimbursed. The maximum reimbursement corresponds to 1.5 times the monthly care allowance. However, if the care is taken over by non -related persons or professional care services, the nursing care fund will reimburse the full amount of up to 1,685 euros. This differentiation is intended to ensure that caring relatives are financially supported, but at the same time there are no indirect profits from care.
Application and billing
The preventive care must usually be requested from the nursing care fund in advance. This requires evidence and evidence of the costs incurred. In certain cases, the reimbursement can also take place retrospectively. The billing takes place via the care fund of the person in need of care, which depending on the individual case.
Editor finance.net