Much more than “if something happens to me”
Modern life insurance goes far beyond compensation for death. Today there are coverage that can make a difference in critical situations: total and permanent disability, serious diseases, physical losses or daily income by hospitalization.
There are also life policies with Capitalization accountthat combine savings protection. In these plans, a part of the premium is destined to a background that accumulates over time and can even be withdrawn in life. In this way, insurance ceases to be coverage and becomes a long -term patrimonial planning tool.
When the economic support of the home dies, automatic insurance – like the mandatory or those that come with cards – barely reach for a few months of basic expenses. An individual policy, on the other hand, can guarantee the education of children, the continuity of housing and the stability of the family living. With life insurance, the loss of one of the family supports is only sentimental, never economical.
The disease of an independent professional can also stop his income and put both his family and his business at risk. In that scenario, insurance with coverage of serious diseases or daily income provides immediate liquidity to face treatments and sustain obligations. Thus, the impact is personal, but not financial.
The importance of an enrolled advisor
True protection arises from individual insurance, adapted to the life stage, to the level of income and the responsibilities of each person. Therefore, the most convenient is to perform this analysis with a Advisor enrolled in the Superintendence of Insurance of the Nation (SSN)that can identify the particular needs and recommend the most convenient coverage.
Anticipate, always
Anticipating is always cheaper and smarter than reacting in urgency. Life insurance is not to think about death, but in the continuity of a family and heritage project.
Mariano Sebastián Ricco
Financial Advisor – Team Coordinator
CNV registration 2365 | Registration SSN 107249
Instagram: @MR_ASSORIAFINANCIERA
LinkedIn: Mariano Sebastián Ricco
by contentnoticias
