Is smart financial planning just save and invest?
That is a very common, but incomplete idea. Intelligent financial planning not only seeks to generate wealth, but also protect it. And that is where life insurance enters: they function as a financial armor against unexpected events.
What exactly protects life insurance?
Protect your family’s family income if you are no longer there, it covers the unemployed profit in case of serious diseases or disability, and helps maintain heritage built with so much effort. It is a containment network that ensures that your plans do not collapse if something changes.
How are savings, investment and life insurance complement?
Savings and investment generate capital. Insurance protects that capital and ensures continuity. They are not opposite roads, but parts of the same plan: build, grow and care.
What kind of insurance exist within this planning?
There are pure life insurance, which provide protection, and mixed insurance, which in addition to coverage allow to generate a long -term savings or investment fund. It all depends on the objectives and the moment of life of each person.
What mistakes are usually made on this subject?
A very common one is to think that insurance is only for older people or that is not worth it if “anything never happens.” But the forecast is precisely that: being prepared before something happens. It is also a mistake to leave it out of the financial plan.
Why do you say it is an intelligent decision?
Because it protects the most important thing: the stability of those who depend on you and the fruit of your work. A life insurance is not an expense, it is an investment in tranquility since they cover an event with certainty. It is always paid. The money returns home and in many cases we can deduce it from the tax base of the income tax.
Are life insurance expensive?
Warren Buffet says “price is what you pay, value you receive.” In cost relationship – Coverage life insurance can be much cheaper than a car insurance. If really, the most important thing is your life is your family and yourself, because you only assure the car?
Contact data:
Enrique Zeppa
Mail: [email protected]
Cell: +54 9 11 53866653
Instagram: Ez. Intelligent Financing
By CEDOC
