According to the Deutsche Bank experts, stable coins will make the leap into the mainstream this year. The main reason for this is the expected regulatory progress in the United States.
• Deutsche Bank: Stable coins soon with a breakthrough on the mass market
• Planned US legislation paves away
• Stable coins also strengthen dollar dominance
Deutsche Bank apparently believes that stable coins are about to assert themselves as a broad financial instrument. In a report published in mid -May 2025, which is “Coindesk”, the analysts Marion Laboure and Camilla Siazon emphasize that they are still expecting significant progress in regulation in the United States this year, which should give this area of the cryptocurrency market a boost.
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Deutsche Bank: That is why stable coins are on the way to the mainstream
Stable coins “now drive over two thirds of the crypto handle and offer unsurpassed speed, 24/7 access and inexpensive programmable payments,” said German bank experts according to “Coindesk”. They expect the coins to grow into strategic assets.
The decisive factor for the rise of stablecoins to the mainstream is primarily the regulatory course of the US government under Donald Trump, because this presses the pace in crypto legislation. The so-called “Guiding and Establishing National Innovation for Us StableCoins (Genius) Act” was introduced in the US Senate, which aims to regulate state regulation with a market capitalization of more than $ ten billion. “The genius […] ACT opens up new possibilities for innovations in the crypto sector by finally creating a clear state regulatory framework that guarantees a strong state path to issue stablecoins, “says US Senator Bill Hagery, which, among other things, refers to the intended procedure for allocation and supervisory systems.
Increased growth in stable coins through US legislation
“Dollar-based payment tablecoins […] Can improve transaction efficiency, promote financial inclusion and strengthen the dominance of the dollar as a world reserve currency by boosting the demand for US state bonds, “says Senator Bill Hagerty. Also in the report of Deutsche Bank, it is assumed that StableCoins” the dominance of the dollars in a fragmented world ” the US dollar and the largest stable coin Tether-who has a market capitalization of a good $ 152 billion (as of May 25, 2025)-is one of the largest owners of US state bonds.
If the Genius Act is actually adopted in the United States, the investment bank Standard Chartered, according to “Coindesk”, assumes that this will lead to an almost ten-time increase in the StableCoin offer. This would make the rapid growth of this part of the cryptocurrency universe again considerably accelerate. According to the Deutscher Bank, market capitalization of all stable coins has already been heavily climbing from around $ 20 billion in 2020 to around $ 246 billion in 2020 in the past five years.
According to the “Coin World”, regulatory progress in the USA should ultimately pave the way for the stable coins and ensure that they “develop into a common financial instrument that goes beyond the crypto handle and integrates into the overall economy”.
Editor finance.net
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