The ANWB will stop insuring fat bikes on September 6 due to “extremely high theft figures”. A spokesperson for the organization announced this on Monday NRC, without knowing the exact numbers. The ANWB says that the measure is necessary to keep bicycle insurance affordable. The ANWB will be followed Kingpolis the second insurer that no longer pays for the consumer’s costs in the event of theft of the fat bike, among other things.
According to the ANWB spokesperson, the financial damage on fat bikes has risen to about 800 percent of the premium. In addition to the cost of theft, owners often want to “technically modify” the bicycle. Insurance has been taken out with the ANWB for 10,000 fat bikes, the majority of which this year. This is partly because helmets have been compulsory for mopeds and light mopeds since this year. Many people therefore switched to a fat bike.
The fat bike, which has been on the rise since the beginning of this year, is an electric bicycle that looks like a moped. The vehicle has fat tires, a large headlight and a sturdy seat. Riders must pedal themselves. Entry-level models cost around 2,000 euros, for the most expensive variant you pay at least 4,000 euros.
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The ANWB has announced that it will investigate how they can insure fat bikes in a “responsible manner” in the future. The organization wants to look not only at the amount of the premium, but also at the security and storage requirements.