THEhe tax return doesn’t have to be a collective headache. While talking about taxes isn’t as fun as planning vacations, the 2026 Model 730 brings with it some new features which can prove to be good news for the wallet. This year, in fact, the tax authorities seem to want to lend a hand to those trying to make ends meet, simplifying the rules and trying to be a little more generous. So let’s see how to move through this labyrinth without losing your way.
Model 730, why talk about it already in February
It might seem strange to be dealing with taxes while we’re still in the dead of winter, but right now the Revenue Agency has published the first versions of the 730 modelsa sort of “preview” that serves to understand how the tax authorities will move. Furthermore, this is the period in which many families update their ISEEthe necessary tool to obtain discounts on canteens or school books. Start talking about it now serves to avoid losing important receipts and to be ready when the games officially open in the spring.
Deadlines so as not to be reduced to the last minute
The first rule for living your relationship with taxes well is not to be chased by time. The official start comes on April 30, 2026: it is from this day that the State puts the “pre-compiled” form onlinea sort of notebook where the taxman has already written in pencil most of the accounts, from the medicines bought in the pharmacy to the interest on the mortgage, and where every citizen adds what is missing or corrects the errors. The deadline to close the circle and send everything is September 30, 2026. It is a rather large window of time, which allows you to do things calmly.
The Revenue Agency has released the first models for income received last year (Getty Images)
How rates change and why they matter
The the heart of this year’s declaration is the Irpef reform, the tax we pay based on how much we earn. The good news is that the brackets have become three, but not only that: because whoever belongs to the second, that is those who earn between 28 and 50 thousand euros will see the tax drop from 35 to 33 percent. For the other two, things don’t change much: those who have an income of up to 28 thousand euros, the share to the State will be 23 percent and for those who exceed 50 thousand euros, the rate applied will be 43 percent on the excess part.
Managing children between allowances and discounts
Something also changes for families with children, due to the Single Allowance, the financial support from INPS. Therefore, for children under 21 there is no longer a direct discount on paycheck taxesbut be careful: you shouldn’t forget about them in Model 730. Even if you don’t receive the fixed deduction, indicating them is the only way to recover the 19 percent of what you spend on their daily life. Let’s talk about sports, school, college or medical expenses. When the children reach the age of 21, if they don’t work yet or earn very little, they return to being considered fiscally dependent in the traditional wayagain allowing you to lower the taxes owed.
And who earns more?
For those with higher incomes, above 75 thousand euros, the IRS begins to gradually reduce tax discounts as income risesto the point of completely eliminating them for those reaching 100 thousand euros. It is a way of asking for a greater contribution from those who have a more solid economic situation. However, health cannot be touched: Medical expenses and home mortgage interest remain deductible for everyonewithout income limits.
Model 730, the convenience of digital DIY
Looking for a real revolution is quite useless and, above all, it certainly does not lie in reform. If you want to find the positive side, it lies in the fact that you no longer need to be an expert accountant to manage your taxes. The simplified online 730 mode, in fact, allows you to avoid the classic bureaucratic labyrinths of waiting and confusion. The pre-compiled, one might say, is a way to take back some of your time and, above all, save on the costs of managing the practicealways quite expensive.
