Your daughter kicks a ball through the window of your friends, your gutter leaks to your neighbors or you break a leg just before your journey. Fortunately, you can absorb a lot of those costs with the right insurance. Although they have become around 18 percent more expensive in the last five years. For example, figures from online insurance broker Independer Belgium. What insurance does which incident cover? How much does that cost now? And what if you pay too much? Kenneth Vansina, director of Independer Belgium, outlines 5 situations.
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