What happened
Although it is true that it is the same underlying regulation that governs our pension system, it has had various modifications from 1993 to date, with the one that modifies the system in 2008 being the most relevant, given that the pension regime is eliminated. capitalization and it becomes the National State, through Anses, which is responsible for the administration of retirement and pension funds, with a unique system considered solidarity-based assisted distribution; in which active workers finance the benefits of passive workers.
Initially, all pension benefits saw the requirements for access to each of them modified, whether retirement, pension or retirement due to disability.
The limitations
Since its enactment, Law 24,241 contained gaps, situations not contemplated, which were later defined with complementary laws or by putting previous laws and decrees into force again to define these situations.
Pension mobility
This issue was the one that changed the most over the years, permanently changing one law for another, suspending its application on occasions, modifying the frequency of the increases, its calculation formula, and at this moment we are waiting for Congress to of the Nation approves or not the bill presented by the PEN, where it requests the suspension of the application of the current calculation formula, to define the increases by decrees.
Limit on the amount of benefits
In 1995, with the sanction of Law 24,463 on Pension Solidarity, the ceiling on pension benefits was established and with it a minimum pension asset and a maximum pension asset were established, which changed and increased in accordance with the mobility law. forecast. Currently, the maximum amount of assets is well below the remuneration received by active workers who have significant salaries, which means that if the person lacks responsible pension planning and is outside the system, their income level decreases considerably. access retirement.
by CEDOC
