A housing insurance still applies if there is a new house on the site of the insured home? The judge thinks so. A man and woman took out a housing insurance for a house that they later demolished and replaced. After a fire in that new house, they approached their insurer, who did not want to reimburse. The judge determines differently.
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Suppose the old house demolishes and gets a ‘uninsured’ new home brand: insurer must still reimburse

