- Opel Bank is a French bank
- The Call money account of the Opel Bank* offers 2.45 percent interest for new customers in the first three months
- After that, interest rates drop to 0.75 percent
- No minimum investment amount, investment up to one million euros possible
- Interest is credited monthly
- French deposit insurance up to 100,000 euros per person
Interest Rate and Guarantee Period
Opel Bank currently offers an attractive interest rate of up to 2.45 percent on deposits of up to 100,000 euros. The interest rate is guaranteed for the first three months. After the guarantee period has expired, the interest rate is variable and can change at any time. The guaranteed interest rate for existing customers is currently 0.75 percent.
flexibility and availability
A big advantage of Opel Bank money market account* is the daily availability of your money. You can access your credit at any time and without restrictions. There is no minimum investment amount, so you can benefit from the high interest rates even with small amounts.
Account Opening and Fees
Opening an account at Opel Bank is easy and uncomplicated. You can open the account online and only need your identity card and your tax ID. There are no account management fees or other costs.
deposit insurance
As an investor, you can benefit from deposit insurance at Opel Bank. Your deposits are protected up to 100,000 euros by the French deposit guarantee scheme FGDR.
Advantages
The Opel Bank Tagesgeld offers many advantages for investors. With an interest rate of up to 2.45 percent, you can benefit from comparatively high call money rates. The daily availability of your money also gives you a high degree of flexibility. There is no minimum investment amount and no account management fees.
Disadvantages
Interest rates at Opel Bank are subject to change at any time and are variable after the guarantee period. It is therefore possible that you will receive less interest later. It is therefore worth checking whether the current conditions still meet your investment needs.
Conclusion
The Opel Bank overnight money* is an attractive option for investors who want to invest their money flexibly and in the short term. With an interest rate of up to 2.45 percent for the first three months and daily availability, all important criteria are met. Opening an account is simple and straightforward and there are no costs. However, it should be noted that interest rates may change after the guarantee period.
FAQ
What interest rates does the Opel Bank call money account offer?
The Opel Bank call money account offers new customers an attractive interest rate of 2.45 percent for the first three months. After that, the interest rate drops to 0.75 percent. Interest is credited monthly.
What is the maximum investment amount in the Opel Bank call money account?
The Opel Bank call money account allows you to invest up to one million euros. There is no minimum investment amount.
How secure is the Opel Bank call money account?
Opel Bank is a French bank and offers deposit insurance up to 100,000 euros per person. The monthly interest credit also speaks for the call money account of the Opel Bank. However, the legitimation is only possible in a post office and the opening of the account is only possible online and only for private customers.
How do I open an overnight deposit account at Opel Bank?
Opening an overnight money account at Opel Bank is done online and is only possible for private customers. Customers must fill out the online form and have their identity confirmed at a post office using the Postident procedure. There are no costs for opening an account.
What advantages does the Opel Bank call money account offer?
The Opel Bank call money account offers above-average interest rates, high investment amounts of up to one million euros, a monthly interest credit and a French deposit guarantee that speaks for security.
What are the disadvantages of the Opel Bank call money account?
Legitimation is only possible in a post office and opening is only possible online and only for private customers.
Open an overnight deposit account at Opel Bank now and benefit from attractive interest rates!*
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