An evaluation of the German pension insurance shows how big the differences in age references are in Germany. There are retirees who receive a monthly pension of more than 3,000 euros, but the group is negligible.
High pensions remain the exception
According to the German pension insurance, only around 18,273 people in Germany at the end of 2023 received a legal pension that was above the 3,000 euros mark. In view of around 18.7 million pensioners, this is only a tiny fraction. A pension of over 3,000 euros per month is only possible with an above -average income over many decades, usually due to significantly more than 45 years of contributions. Men from West Germany in particular who had been working in well -paid full -time jobs for decades put the majority among the recipients of such sums.
Regional and gender differences
The differences between east and west, but also between men and women, are still clear. While men reach high pensions in the old federal states, women are less common in this income class. The reason for this is interrupted employment biographies, part -time activities and lower wages. Also in the east where that Pension system The average pensions are lower. 14,284 men and 773 women in West Germany and 2,933 men and 283 women in East Germany, as stern.de reported.
The majority have to do with significantly less
On average, the monthly retirement pension in 2023 was around 1,346 euros gross for men and almost 979 euros for women, according to a press release from the Bundestag. There are still contributions to health and long-term care insurance, so that net is often less left.
How do you get 3,000 euros pension
If you want to receive more than 3,000 euros in legal pension a month in Germany, you would have to collect around 73.56 earnings points according to current calculations. In the current average earnings of EUR 50,493 gross per year, the calculated 73.56 years of contributions corresponded. Since nobody can work for over 73 years, one would have to earn more to collect more earnings points faster. In 45 years of contributions, it would be 6,858.15 euros per month and 1.63 pension points annually to get the same payment points. A salary that usually only managers, higher -paid civil servants, doctors or lawyers.
Editor finance.net