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“First that fucking flood three years ago, now this,” Marc Coucke cursed at the sight of his hotel on fire. Fortunately, insurance exists. But what if they unilaterally decide to terminate the contract? Many Flemish people can speak to this. Experts explain what the rules are and what you as a customer should pay attention to. “I wrote to four insurers: they all asked whether my fire insurance had been canceled in the past five years.”

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