THEJuly, for many pensioners, is a highly anticipated month thanks to the arrival of the fourteenth that makes the largest monthly allowance. The payment of the pension plus the additional monthly payment follows a precise and uniform schedule: the date set for accreditation is July 1st. first bankable day of the month, both in the current account and by collecting it at the post office. A now consolidated choice that aims to guarantee uniformity and simplicity in the management of payments.
Pension and the fourteenth of July: what it is and how it works
There fourteenth month’s salarythe additional sum that is added to the ordinary pension and is paid only once a year, it is economic support intended for specific categories of pensioners. Its amount it can approximately fluctuate between a few hundred euros and up to over six hundred euros. The objective is to strengthen the income of those receiving medium-low pensions. In the July payslip, does not appear as a separate “extra” itembut it’s built right into your monthly payment, simply making the overall amount higher than other months.
Who is entitled to the additional monthly payment?
As mentioned previously, not all pensioners automatically receive their fourteenth salary. The right depends on two fundamental requirements: age and income. In particular, the additional sum is due to those who are at least 64 years of age by 31 July 2026, or by 30 June for some public management, and have a total individual income within certain thresholds established annually.
July is a special month for pensioners because it combines the ordinary payment of the pension with the disbursement of the fourteenth salary. (Getty Images)
Contribution requirements
Another decisive element concerns the contributory position and the type of pension received. The measure is designed above all for those with medium-long working careers but not high incomes, with particular attention to the most vulnerable groups. Those who do not meet the requirements in July can still receive their fourteenth salary at a later timefor example with the December payment, if the conditions accrue during the year.
The pension slip and the items to check
By reading your payslip you can understand in detail how the monthly amount is made up. It is available in the reserved area of the INPS portal and can be consulted via various digital access tools such as SPID Electronic Identity Card or National Service Card. Inside there is space for various items: the basic pension, any increases, the fourteenth and tax withholdings. The latter include IRPEF and regional and municipal surtaxes. Particular attention must also be paid to any recoveries or adjustments, cases in which the net amount may be different than expectedprecisely as a result of withholdings distributed over time.
Revaluation and withholdings: what changes in 2026
2026 also brings with it the effects of the revaluation of pensions, a mechanism that adjusts the amounts to the cost of living. Adaptation is not the same for everyone, but it varies based on income brackets: those who receive lower pensions benefit from a higher percentage, while the adjustments are progressively reduced for higher amounts. Alongside the revaluation, Normal tax withholdings also remain activewhich affect the monthly net amount.
Pension and fourteenth salary: withdrawal and alternatives at the counter
For those who receive their pension through Poste Italiane, It remains possible to collect cash at post office counters starting from 1 Julyalways respecting the thresholds established for cash payments. In recent years, however, it has strengthened the tendency to use electronic tools such as BancoPosta accounts, passbooks or prepaid cardswhich allow you to withdraw money independently from Postamat ATMs. This evolution has reduced queues and waiting in post offices, especially in the first days of the month, when the influx is traditionally higher.