Zero euros, only spreads: that’s what finanzen.net promises ZERO. This is how the broker from finanzen.net performed in the last portfolio comparison by Stiftung Warentest.
On your own behalf
In its last portfolio comparison, Stiftung Warentest renewed its ‘cost winner’ verdict for finanzen.net ZERO, the broker from finanzen.net. After the award in 12/2023 and 11/2024 confirms the test result from issue 12/2025: At finanzen.net ZERO you get almost everything for free.
You trade stocks, ETFs, funds, derivatives and cryptos particularly cheaply €0 custody, custody and order fees (plus spreads) – simple, flexible, transparent.
The test results at a glance
- Favorable for traders & savers: finanzen.net achieved ZERO in the 12/2025 issue of Stiftung Warentest €0 total costs in all four model depots – including the savings plan for €50 per month, which was tested for the first time.
- Maximum savings: According to the test result, you can get ZERO with particularly cheap brokers like finanzen.net compared to the most expensive providers Save up to €814 in fees per year – at finanzen.net ZERO this money belongs entirely to you and your return.
- Multiple ‘cost winner’: After finanzen.net ZERO was ‘cost winner’ in previous editions – most recently in November 2024 – Stiftung Warentest confirms this title again in the new edition of the comparison. At finanzen.net ZERO the name says it all – As an investor you really trade at the ‘cost winner’.
Our advice editorial team looked in detail at the result of finanzen.net ZERO at Stiftung Warentest: To the guide article ‘finanzen.net ZERO – The neobroker in the Stiftung Warentest analysis’
How to open your portfolio at finanzen.net ZERO
Opening a depot is free and can be done completely online – on your computer or mobile. As with any account opening, you must also identify yourself personally. However, with finanzen.net ZERO you don’t need to go to the post office, as you can also carry out this step purely digitally.
It works that simply:
The top conditions from finanzen.net ZERO at a glance
- No unnecessary costs and therefore more returns for you. Trade all stocks, derivatives, ETFs and funds without any order fees (plus usual market spreads).
- Ideal for building wealth with more than 10,000 free savings plans on stocks, crypto, funds and ETFs – savings rates starting from €1, with dynamization if desired, executable weekly, bi-weekly, monthly or quarterly – of course without order fees (plus spreads).
- Trade real cryptos 24/7 without custody or custody fees, flat-rate third-party costs or additional costs, you only pay the spread and, for small orders, a €1 small-quantity surcharge (safely stored in Germany)
- Smart order types such as Trailing Stop Loss, One cancels others (OCO), Limit, Stop Limit and Multiorder help you trade the entry and exit points that are optimal for you.
- Invest via fractional trading Even with small amounts in large stocks or ETFs.
- Comprehensive trader tools such as professional charts, free price, volatility and order alarms, watchlist, real-time data and portfolio statistics – your basis for well-founded decisions.
- Native and robust platform: easy to use trading interface for fast and reliable trading.
- Intuitive trading and full integration in Germany’s largest stock exchange portal finanzen.net
- Recommended several times: In addition to the renewed award as ‘cost winner’ from Stiftung Warentest (12/25), Handelsblatt, WELT, Finanztip and Finanzfluss also recommend our broker.
- Loved by customers: Thousands of customers give top ratings on the Trustpilot review portal – and for the app (4.7 stars each in the App Store and Play Store).
- All features of finanzen.net ZERO
finanzen.net ZERO is an offer from finanzen.net zero GmbH, a subsidiary of finanzen.net GmbH.
