Call. Have you ever bought something through ‘buy now, pay later’ and did you regret it?

A new smartphone, sneakers or even a holiday: it is arranged with one click. Pay? That will come later. Payment apps such as Klarna, Riversy or Alma make it tempting and easy to buy something now, even though the money is not in your account. That makes it so dangerous: because you don’t have to pay right away, it feels like you don’t spend money. Until the bill suddenly comes. Figures show that almost one in three young people who used these services were already approached by a collection agency.

ttn-3