The ZERO children’s depot is here. In doing so, you are laying the foundation for your child’s financial future today.
— On our own behalf —
The federal government is planning a so-called early start pension for 2026: Parents should be able to open a state-funded retirement savings account for their children aged six and over. For this purpose, monthly deposits of 10 euros are provided by the state until the age of 18 – invested directly and for the long term. This gives the children a financial advantage.
As an investor, however, you do not have to wait for the early start pension to be implemented. The children’s portfolio is already available at finanzen.net zero.
The “kickstart” for your children works completely digitally and paperless: First you open your ZERO portfoliothen you apply for the depot for your child online.
It’s so easy to take care of your children with ZERO:
- If you until November 30, 2025 If you open a children’s account, your child will receive zero from finanzen.net 10 euros a month for free – until January 2026, the planned start of the early start pension.
- The opening takes place completely online and is completed in just a few minutes. No paperwork, everything is digital!
- Only the parents or guardians have control over the depot – the assets belong to the child and are in their name.
- For the Children’s portfolio at finanzen.net ZERO there are no custody fees.
- Also the basic allowance and the exemption order of the child can be used for the depot.
The Bonus campaign at finanzen.net ZERO runs until November 30, 2025. So if you start now, you will not only secure the monthly bonus, but also the most important factor in building wealth: time. The earlier you start, the more your child will benefit from the compound interest effect. Small amounts can grow into considerable starting capital over the years.
Example: Anyone who invests 25 euros a month in a savings plan from the age of 6 to 18 and includes an additional 10 euro bonus will protect their child until they come of age 7,500 euros – assuming a return of 7% per year. If the capital then remains in the savings plan, the value increases to 17,300 euros up to the age of 30 – without any further deposit.1
Start today and secure your child’s future – with this Children’s portfolio at finanzen.net ZEROthe “cost winner” from Stiftung Warentest (11/2024)!
It’s that easy:
- Find out about the advantages at finanzen.net zero!
- Open your ZERO depot and apply for the child depository in just a few minutes!
- Get started – from just one euro per month!
1) Calculation example for illustration. Actual performance depends on market developments and may be higher or lower. The assumed annual return of 7% does not represent a forecast.
