The greatest madness on the Zoetermeer housing market seems to be over now that house prices are falling. Or not? The search for a house is not smooth sailing. Single starters in particular are having a hard time on the housing market in Zoetermeer.
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As a single starter between the ages of 25 and 35, the maximum mortgage is approximately 200,000 euros, according to appraisal company Calcasa. This is based on an average annual salary of 45,000 euros and an interest rate of 4 percent. But beware: this is the maximum mortgage if you have no other payment obligations, such as a student debt or alimony.
Curious how appraisal company Calcasa arrived at the above calculation? Look at here the research.
Buying a house as a single starter in Zoetermeer
Okay, so two tons. What can you buy in Zoetermeer? At the time of writing there are only two houses on Funda that fall within this budget. It concerns a two-room apartment on the Herenwaard in Meerzicht (185,000 euros) and a two-room apartment on the Stadhoudersring in Driemanspolder (200,000 euros).
Hopefully a little extra mortgage for starters
In some municipalities, starters can borrow an extra amount free of interest for the purchase of a house: the so-called starter loan. Unfortunately, since 2016, the municipality of Zoetermeer no longer has a budget for this attractive loan, but the city council has on the agenda put. Hopefully, money will become available again in the future for the starter loan to give you an extra boost. Incidentally, the city council not only looks at young starters, but also at divorced single people.
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Average house price in Zoetermeer
It is no surprise that there are few homes of up to two tons for sale in Zoetermeer. Last year, the average house price in our city was 394,000 euros. Keep in mind that this includes both small apartments and spacious villas. And don’t forget: the housing supply in Zoetermeer could be different tomorrow…