Zero euros, only spreads: that’s what ZERO promises. Stiftung Warentest has once again named the finanzen.net broker the cost winner in issue 12/2025!

On your own behalf

Stiftung Warentest has renewed its ‘cost winner’ verdict for finanzen.net ZERO. After the award in 11/2024 confirms the current test result (12/2025): At finanzen.net ZERO you get almost everything for free.

You trade stocks, ETFs, funds, derivatives and cryptos particularly cheaply €0 custody, custody and order fees (plus spreads) – simple, flexible, transparent.

The test results at a glance

  • Favorable for traders & savers: ZERO scored in the 12/2025 issue of Stiftung Warentest €0 total costs in all four model depots – including the newly tested savings plan for €50 per month.
  • Maximum savings: According to the test results, you can use particularly cheap brokers like ZERO compared to the most expensive providers Save up to €814 in fees per year – at finanzen.net ZERO this money belongs entirely to you and your return.
  • Multiple ‘cost winner’: After finanzen.net ZERO was ‘cost winner’ in previous editions – most recently in 11/2024 – Stiftung Warentest has now confirmed this title again. At ZERO the name says it all – As an investor, you really trade at the ‘cost winner’.

Now benefit twice: cost winner conditions AND winter deal bonus

Now is the ideal time to open your new account at finanzen.net ZERO! Because as a new customer you will receive ZERO winter deal 2025 Two securities for free – and even up to €300 in exchange bonuses after the securities account transfer.1


It works that simply:

  • Open your ZERO depot here,
  • enter the promo code when registering “WINTER2025” a,
  • execute your trades without order fees (with ZERO only the usual market spreads apply),
  • after a few weeks you will receive 1 free share and 1 share in the new MSCI World ETF from finanzen.net booked into the depot.1
  • If you also transfer your old portfolio, you can also up to €300 exchange bonus secure.1


Find out now and secure your ZERO winter deal

The top conditions from finanzen.net ZERO at a glance


  • No unnecessary costs and therefore more returns for you. Trade all stocks, derivatives, ETFs and funds without any order fees (plus usual market spreads).
  • Ideal for building wealth with more than 10,000 free savings plans on stocks, crypto, funds and ETFs – savings rates starting from €1, with dynamization if desired, executable weekly, bi-weekly, monthly or quarterly – of course without order fees (plus spreads).
  • Trade real cryptos 24/7 without custody or custody fees, flat-rate third-party costs or additional costs, you only pay the spread and, for small orders, a €1 small-quantity surcharge (safely stored in Germany)
  • Smart order types such as Trailing Stop Loss, One cancels others (OCO), Limit, Stop Limit and Multiorder help you to trade the entry and exit points that are optimal for you.
  • Invest via fractional trading Even with small amounts in large stocks or ETFs.
  • Comprehensive trader tools such as professional charts, free price, volatility and order alarms, watchlist, real-time data and portfolio statistics – your basis for well-founded decisions.
  • Native and robust platform: easy to use trading interface for fast and reliable trading.
  • Intuitive trading and full integration in Germany’s largest stock exchange portal finanzen.net
  • Recommended several times: In addition to the renewed award as ‘cost winner’ from Stiftung Warentest (12/25), WELT, Finanztip, Finanzfluss and extraETF also recommend our broker.
  • Loved by customers: Thousands of customers give top ratings on the Trustpilot rating portal – and for the ZERO app (4.7 stars in the App Store & 4.8 stars in the Play Store).
  • All features of finanzen.net zero


Open a free depot now & secure your winter deal

… or inform here (Promo code “WINTER2025” don’t forget).


finanzen.net zero is an offer from finanzen.net zero GmbH, a subsidiary of finanzen.net GmbH.
1) Please note the Conditions of Participation and time limits for our actions.

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