Two years ago, when talking about a barrier of 100,000us $ In its price, the Bitcoin It seemed to have been deflated in the expectations of replacing other strong currencies, starting with the dollar. In 24 months, his price not only exceeded that imaginary roof, but quadrupled, but, above all, he consolidated himself as the preferred cryptoactive for savings.
The recent semiannual report of the financial firm Bitso, highlights that the acquisition of digital dollars continued to grow in Argentina, despite greater macro stability: 85% of cryptocurrency purchases were USDT or USDCcompared to only 4% of Bitcoin, which nevertheless continues to be the most chosen asset to conserve in the portfolio: it occupies 55% of the wallets in Argentina, above 49% of the late 2024. After its record prices, it is consolidated as a reserve of value and greater increases are expected in the remainder of the year. ANDIn that sense, more and more companies acquire it as a value reserve. In fact, Bitcoin Spot ETFs in the United States accumulated about US $ 45,000 million in monthly tickets, a trend that was reinforced by the signing of an executive order (decree) in March to create a strategic Bitcoin reserve.
Projections. “Traditionally, The Argentines always resort to the dollar to preserve their income from the fluctuations of the market and did not stop doing so in the first half of the year, beyond a local context of greater stability. In addition, there was a greater use of stablocoins as a payment method or for international transfers, both individual and corporately, which also further promoted the purchase of digital dollars ”add Julián ColomboGeneral Director of Argentine Bitso. The numbers you quot are overwhelming: between January and June of this year, 85% of the cryptocurrencies acquired in Argentina were stablecoins (less volatile coins) in a percentage higher than the regional average, which was 46%. A remarkable difference with respect to 2024, when they represented 72% of purchases in Argentina against 39% in the region.
Daily wallet. Cryptocurrencies are consolidated as means of payment for professional wages and fees. Although that happens in different countries of the region -with growth of up to 300% registered in Colombia or its rapid adoption in Bolivia for 2025-,, Argentina is positioned as an absolute leader in the region and also globally. According to data from Bitwageone of the paid platforms in cryptocurrencies, 48% of all payments that companies carry out through the platform are destined for Argentine salaries. Something that does not surprise in the field that develops: Argentine talent is highly demanded in the global ecosystem, especially in technology, design, marketing and software development, which find in cryptocurrencies an agile and efficient solution for international payments.
Financial awareness. In addition to volume, the preferences of Argentine workers also make a key difference. While at global level 45% of Bitwage users choose to collect in Stablecoins (stable cryptocurrencies such as USDT or USDC), in Argentina that percentage amounts to 75%, demonstrating a familiarity with this asset tied to the dollar much higher than that of other markets. “Although the exchange gap is no longer as decisive as in previous years, Argentina remains the country where it makes more sense in crypto: the ecosystem is mature, adoption is real and users know how to move ”explains Fabiano Dias, International Business Developer of Bitwage. Latin America represents 60%of the total payments made by the platform and within that universe, Argentina concentrates 73%, consolidating itself as the regional epicenter of the “crypto-nomine”, followed, far, by Brazil (9%), Colombia, Bolivia and Venezuela.
According to Dataintelo, The global payment-nomine payments market exceeded US $ 1,480 million in 2024, with an estimated annual growth rate of 19%. With a legal framework that still presents gray areas and A digital economy that advances faster than regulations, the use of cryptocurrencies to collect salaries seems to have ceased to be an emergency solution to transform into a conscious, strategic and cultural decision.
The more and the least. “The processed global monthly monthly salary is US $ 1,300, but in the case of Argentina, that number rises to a range of between US $ 1,610 and US $ 1,700, which reflects both the quality of talent and its insertion into qualified works internationally,” Underline days. Besides, María Fernanda Juppet, CEO of Cryptomkt, It emphasizes that, in our country, the use of Stablecoins is naturalized. “Here they are part of the everyday and many users already think directly to USDT or USDC as a frequent form of savings or payment,” affirms.
The other aspect to take into account as they understand in Bitwage is a fundamental cultural phenomenon: the growing awareness of financial freedom and the value of privacy in a country marked by decades of exchange controls, inflation and uncertainty. “What moves many users today is the possibility of having real control over their money, without intermediaries, without permits and privacy,” adds days. Therefore, access to decentralized wallets, without mandatory identification processes and direct crypto collection represent a silent but sustained way to affirm autonomy. Time will say if a more predictable economy will reinforce the other attributes of these forms of digital monetization that, above all, has its favorite audience in the youngest.
By Marcelo Alfano
